Privacy Policy

1. Information We Collect

• Personal Identification: Full Name, Email, Phone Number, Date of Birth, Address, PAN, Aadhaar, Employment Information, Bank Account Details, and Financial Data.
• Financial Information: Documents such as Bank Statements, Salary Slips, and Consent for Credit Checks are required for loan applications.
• Transactional Information: Details about your loans, repayment schedules, and transaction history are recorded.

2. How We Use Your Information

• Loan Processing: We assess your loan eligibility, process applications, and manage repayments.
• Service Improvement: We enhance our platform based on user feedback and interactions.
• Communication: We send notifications and respond to inquiries related to our services.
• Compliance: We comply with legal requirements like KYC and AML regulations.

3. Sharing Your Information

• Authorized Third Parties: We work with Credit Bureaus, Payment Gateways, and Verification Agencies to process and verify your information.
• Legal Authorities: We may disclose your information as required by the law, such as for regulatory reporting or fraud investigations.
• Parent Company: We may share your data with our parent company, IDF Financial Services Pvt. Ltd., for loan processing.

4. Data Security

We employ encryption, secure servers, and multi-factor authentication to safeguard your data. However, no system is 100% secure, and we encourage users to proceed with caution.

5. Cookies and Tracking

We use cookies and tracking technologies to enhance your browsing experience. You can control cookies through browser settings.

6. Your Rights

You have the right to access, correct, delete, or request portability of your data. You can also opt out of marketing communications at any time.

7. Retention of Information

We retain your information as long as it is necessary for business or legal reasons, and securely delete it when it is no longer needed.

8. Third-Party Links

Our platform may link to third-party websites. We are not responsible for their privacy practices.

9. Children's Privacy

We do not knowingly collect data from children under 18. If we find any, we will delete it.

10. Policy Updates

We may update this policy periodically. Check this page for any changes.

11. Contact Us

• Email: support@salarybaba.com
• Phone: 1800-XXX-XXXX
• Address: Corporate Office Address